Justina Gray/Espresso Sofa + Love Seat

* We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease.

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Acima Leasing offers a lease-to-own alternative to traditional financing, allowing customers to shop for items like furniture, electronics, and appliances, with the option to purchase them over time. Acima will purchase the item from the retailer for lease to you. After making all lease payments, the merchandise becomes yours.

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Progressive LEASING: Flexible Lease-to-Own options.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
*The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.
*The advertised service is lease-to-own or a rental- or lease purchase agreement provided by Progressive Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY

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Snap Finance Requirements:
3 Months of history with current employer or current source of income.
Deposit at least $1000 per month into a checking account that has been open for 90 days or more.
No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
You must be 18 years or older to apply and must have a valid SSN or ITIN.
$39 fee at time of purchase (Credit or Debit Card).
Snap Finance will set up an auto draft for 12 months. However, if you want to pay it off in 100 days, same as cash.
Once you complete the Snap Finance online application, you will get an answer instantly.

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